San Diego County Moderate-Income First-Time Homebuyer Program

Housing Program

San Diego County Moderate-Income First-Time Homebuyer Program

Program description
A deferred-payment down payment assistance program for eligible moderate-income first-time homebuyers in participating areas of San Diego County.
Maximum assistance
Up to 17% of purchase price
Repayment
Yes

Program categories

Organization

Important considerations

3% simple interest. No payments are generally required for 30 years unless the home is sold or is no longer owner-occupied.

Eligibility & program information

Rank Math Internal Links Processed
1
Status
Active
Additional Info

Maximum purchase prices and funding availability are updated periodically by the San Diego Housing Commission.

Coverage Type
County / Participating Cities
Resources
San Diego County Moderate-Income First-Time Homebuyer Program Official Website
Eligibility Requirements
First-time homebuyer,purchase in an eligible program area,fixed-rate first mortgage,adequate income and credit,minimum 3% buyer down payment,homebuyer education and pre-purchase counseling,owner occupancy.,household income between 80% and 120% AMI
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 26, 2026.