City of Chula Vista First-Time Homebuyer Program

Housing Program

City of Chula Vista First-Time Homebuyer Program

Program description
A deferred-payment loan program providing up to $120,000 for eligible low-income first-time homebuyers in Chula Vista.
Maximum assistance
Up to 22% of purchase price, not to exceed $120,000
Repayment
Yes

Program categories

Organization

Important considerations

3% simple interest. No payments are generally required for 30 years unless the home is sold or is no longer owner-occupied.

Eligibility & program information

Rank Math Internal Links Processed
1
Status
Active
Additional Info

Funding availability and purchase price limits are updated periodically.

Coverage Type
City
Resources
City of Chula Vista First-Time Homebuyer Program Official Website
Eligibility Requirements
First-time homebuyer,household income at or below 80% AMI,fixed-rate first mortgage,adequate income and credit,owner occupancy.,homebuyer education and counseling,purchase within Chula Vista,minimum 3% buyer contribution
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 26, 2026.