City of Oakland Home Maintenance and Improvement Program (HMIP)

Housing Program

City of Oakland Home Maintenance and Improvement Program (HMIP)

Program description
Deferred rehabilitation loans for Oakland owner-occupants to correct health and safety issues and failing systems.
Maximum assistance
Varies by approved project
Repayment
Yes

Program categories

Organization

Important considerations

Program offers 0% and 3% deferred loan options depending on income and program guidelines.

Eligibility & program information

Rank Math Internal Links Processed
1
Status
Active
Additional Info

0% deferred option generally serves households up to 50% AMI; 3% deferred option generally serves households up to 80% AMI.

Coverage Type
City
Resources
City of Oakland Home Maintenance and Improvement Program (HMIP) Official Website
Eligibility Requirements
Oakland property owner and occupant,income limits apply,additional occupancy and property requirements vary by unit count.
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 26, 2026.