County of San Diego Low-County
Housing Program
County of San Diego Low-County
Program description
County of San Diego down payment & closing cost assistance (DCCA) 80% AMI
Maximum assistance
Down Payment Assistance:
Up to 22%
Closing Costs Assistance:
4% up to $10,000
Up to 22%
Closing Costs Assistance:
4% up to $10,000
Repayment
Yes
Program categories
County
Assistance Type
Property Type
Organization
Important considerations
No monthly payments are required, but 3% interest accrues and the loan becomes due upon sale, transfer, rental, loss of owner occupancy, or after 30 years.
Eligibility & program information
Status
Active
State
California
Coverage Type
County Wide
Resources
San Diego Homeownership Assistance Program Official Website,Homebuyer Education Course,First-Generation Homebuyer Eligibility
Eligibility Requirements
Occupy the property as a primary residence; non-occupant co-borrowers are not allowed.,CalHFA borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.,"Credit score min 640
Max income:
1 Person: $92,700
2 People: $105,950
3 People: $119,200
4 People: $132,400
5 People: $143,000
6 People: $153,600
7 People: $164,200
8 People: $174,800","Minimum 3% down payment required from personal funds or an eligible family gift. If the buyer contributes more than 8%, the County assistance amount may be reduced. Seller contributions may be used in addition to the required 3% down payment.","Housing expenses must be at least 30% of gross monthly income. Total monthly debt generally cannot exceed 45%, although exceptions may be considered on a case-by-case basis."
Max income:
1 Person: $92,700
2 People: $105,950
3 People: $119,200
4 People: $132,400
5 People: $143,000
6 People: $153,600
7 People: $164,200
8 People: $174,800","Minimum 3% down payment required from personal funds or an eligible family gift. If the buyer contributes more than 8%, the County assistance amount may be reduced. Seller contributions may be used in addition to the required 3% down payment.","Housing expenses must be at least 30% of gross monthly income. Total monthly debt generally cannot exceed 45%, although exceptions may be considered on a case-by-case basis."
County
San Diego
Rank Math Internal Links Processed
1
Official Information
Visit the official website(s) for current eligibility, program details, and information on how to apply.