County of San Diego Moderate-Income
Housing Program
County of San Diego Moderate-Income
Program description
Down payment assistance for eligible moderate-income first-time homebuyers purchasing a home in participating San Diego County communities.
Maximum assistance
Down Payment Assistance:
Up to 17% of the purchase price
Up to 17% of the purchase price
Repayment
Yes
Program categories
County
Assistance Type
Property Type
Organization
Important considerations
This is a deferred 3% interest loan with no monthly payments. The loan balance and accrued interest become due upon sale, transfer, rental, loss of owner occupancy, or after 30 years.
Eligibility & program information
Status
Active
State
California
Coverage Type
County Wide
Resources
San Diego Homeownership Assistance Program Official Website,Homebuyer Education Course,First-Generation Homebuyer Eligibility
Eligibility Requirements
Occupy the property as a primary residence; non-occupant co-borrowers are not allowed.,CalHFA borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.,"Housing expenses must be at least 30% of gross monthly income. Total monthly debt generally cannot exceed 45%, although exceptions may be considered on a case-by-case basis.","Credit Score min 640
1 Person: $109,850
2 People: $125,550
3 People: $141,250
4 People: $156,950
5 People: $169,500
6 People: $182,050
7 People: $194,600
8 People: $207,150 ",Minimum 3% down payment required from the buyer's own funds.
1 Person: $109,850
2 People: $125,550
3 People: $141,250
4 People: $156,950
5 People: $169,500
6 People: $182,050
7 People: $194,600
8 People: $207,150 ",Minimum 3% down payment required from the buyer's own funds.
County
San Diego
Rank Math Internal Links Processed
1
Official Information
Visit the official website(s) for current eligibility, program details, and information on how to apply.