Conventional mortgage programs provide homebuyers with fixed-rate financing that is not insured through FHA, VA, or USDA programs. Your database includes conventional first mortgages as well as programs that pair conventional financing with additional assistance for upfront costs.
Provides affordable home financing for eligible members of federally recognized Native American and Alaska Native tribes purchasing or refinancing a home in California. The program offers competitive fixed-rate mortgages and can be combined with CalHFA down payment assistance programs.
Provides a conventional fixed-rate first mortgage with the CalHFA Zero Interest Program (ZIP) to help eligible California homebuyers cover closing costs.
Conventional mortgage with a fixed 30-year interest rate and optional access to CalHFA assistance programs.
Homebuyers receive a conventional mortgage and a separate 0% loan to reduce upfront closing costs.
Homebuyers receive a conventional mortgage and a separate 0% loan to help with down payment and closing costs.