Apple Valley Residential Rehabilitation Loan Program

Housing Program

Apple Valley Residential Rehabilitation Loan Program

Program description
Provides 0% interest deferred loans of up to $75,000 to help eligible low-income homeowners repair, rehabilitate, and improve owner-occupied homes in Apple Valley.
Maximum assistance
Up to $75,000
Repayment
Yes

Program categories

Organization

Important considerations

The 0% loan is deferred for up to 30 years, with no monthly payments. The full balance becomes due if the homeowner:
Sells or transfers the property
Moves out of the home
Obtains a cash-out refinance
The loan may be repaid at any time without penalty.
Home value limits apply. Condominiums INTERIOR ONLY

Eligibility & program information

Status
Active
State
California
Coverage Type
City Only
Resources
Apple Valley Residential Rehabilitation Loan Program
Eligibility Requirements
Occupy the property as a primary residence; non-occupant co-borrowers are not allowed.,"Household income must not exceed 80% of the San Bernardino County Area Median Income (AMI), adjusted for household size:

1 member: Up to $68,900
2 members: Up to $78,750
3 members: Up to $88,600
4 members: Up to $98,400
5 members: Up to $106,300
6 members: Up to $114,150
7 members: Up to $122,050
8 members: Up to $129,900","Home value must not exceed $500,000 (CDBG-funded loans)."
County
San Bernardino
Rank Math Internal Links Processed
1
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 12, 2026.