City of San Diego Low-Income First-Time Homebuyer Program

Housing Program

City of San Diego Low-Income First-Time Homebuyer Program

Program description
A deferred-payment loan and grant program for eligible low-income first-time homebuyers purchasing within the City of San Diego.
Maximum assistance
Down payment: up to 19% of purchase price; closing costs: up to $10,000
Repayment
Yes for loan; No for grant

Program categories

Important considerations

The down payment loan carries 3% simple interest and is generally deferred for 30 years. The official program page currently shows no funding available.

Eligibility & program information

Rank Math Internal Links Processed
1
Status
No Funding Available
Additional Info

The program is maintained as a distinct City of San Diego assistance program but the current funding status should be verified before application.

Coverage Type
City
Resources
City of San Diego Low-Income First-Time Homebuyer Program Official Website
Eligibility Requirements
First-time homebuyer,household income at or below 80% AMI,fixed-rate first mortgage,adequate income and credit,owner occupancy.,purchase within the City of San Diego,minimum buyer contribution required,homebuyer education and counseling
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 26, 2026.