HEART Mobile Home Loan Program (MHLP)

Housing Program

HEART Mobile Home Loan Program (MHLP)

Program description
Low-cost loans of up to $100,000 for eligible San Mateo County residents replacing aging mobile homes in qualifying mobile home parks.
Maximum assistance
Up to $100,000
Repayment
Yes

Program categories

Organization

Important considerations

Interest rates range from 0.25% to 3.0% based on income and qualifications. No down payment is required, but the loan is limited to residents of specific qualifying parks.

Eligibility & program information

Rank Math Internal Links Processed
1
Status
Active
Additional Info

Eligible parks include Bayshore Villa, Belmont Trailer, La Honda Trailer Park, Pillar Ridge, Redwood Trailer Village, Sequoia Trailer Park, and Trailer Villa.

State
California
Coverage Type
County / Eligible Areas
Resources
HEART Mobile Home Loan Program Official Website
Eligibility Requirements

Must live in an eligible mobile home park in unincorporated San Mateo County; mobile home must be the primary residence; applicant must be the primary owner and cannot own another home; household income must meet program limits; additional underwriting and park approval requirements apply.

Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 27, 2026.