Orange County Mortgage Credit Certificate (MCC) Program

Housing Program

Orange County Mortgage Credit Certificate (MCC) Program

Program description
A federal tax credit program that helps eligible Orange County homebuyers reduce their federal income tax liability.
Maximum assistance
Federal income tax credit based on qualified mortgage interest
Repayment
N/A

Program categories

Organization

Important considerations

The MCC is obtained when purchasing the home through a participating lender. Federal tax rules and recapture provisions may apply.

Eligibility & program information

Rank Math Internal Links Processed
1
Status
Active
State
California
Coverage Type
County Wide
Resources
Orange County Mortgage Credit Certificate (MCC) Program
Eligibility Requirements
Meet applicable household income limits,Occupy the property as a primary residence; non-occupant co-borrowers are not allowed.
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 26, 2026.