Placer County First-Time Homebuyer Loan Program
Housing Program
Placer County First-Time Homebuyer Loan Program
Program description
Flexible second mortgages for eligible first-time buyers purchasing in unincorporated Placer County.
Maximum assistance
Up to $100,000
Repayment
Yes
Program categories
County
Assistance Type
Property Type
Organization
Important considerations
3% interest; 30-year loan; repayment is deferred until qualifying events. New applications are not currently accepted due to high demand, but future applicants can join the housing interest list.
Eligibility & program information
Rank Math Internal Links Processed
1
Status
Interest List / Not Accepting New Applications
Additional Info
Updated guidelines were approved in 2026.
Coverage Type
County
Resources
Placer County First-Time Homebuyer Loan Program Official Website
Eligibility Requirements
First-time homebuyer,mortgage preapproval,1% of purchase price from non-borrowed funds,property in unincorporated Placer County,income limits apply up to 80% AMI for HOME/CDBG and up to 150% AMI for PLHA funding.
Official Information
Visit the official website(s) for current eligibility, program details, and information on how to apply.