Sacramento Mortgage Credit Certificate (MCC) Program

Housing Program

Sacramento Mortgage Credit Certificate (MCC) Program

Program description
Federal income tax credit assistance for eligible Sacramento County first-time homebuyers.
Maximum assistance
Tax credit benefit varies based on qualified mortgage interest
Repayment
No

Program categories

Organization

Important considerations

SHRA currently reports that funds are depleted and new primary MCC assistance is unavailable until further notice.

Eligibility & program information

Rank Math Internal Links Processed
1
Status
No Funding Available
Additional Info

SHRA also offers reissued MCCs for eligible current certificate holders who refinance.

Coverage Type
County
Resources
Sacramento Mortgage Credit Certificate (MCC) Program Official Website
Eligibility Requirements
Eligible first-time homebuyer,purchase in Sacramento County or a participating city,use an approved lender,"meet income, purchase price and occupancy requirements."
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 26, 2026.