SDHC City of San Diego Low Income

The SDHC First-Time Homebuyer Low-Income Program can assist with the purchase of a single-family home, townhome or condominium in the City of San Diego. Eligible buyers earning no more than 80 percent of San Diego’s Area Median Income may qualify for a deferred-payment, second trust deed loan of up to 19 percent of the purchase price, with the interest rate set at 3 percent, and a closing cost assistance grant of up to $10,000.
This program is funded primarily through federal U.S. Department of Housing and Urban Development (HUD) HOME Investment Partnerships Program grants to the City of San Diego that are administered by SDHC.