CalHFA Disaster Rebuilding Assistance Program (DRAP)

Housing Program

CalHFA Disaster Rebuilding Assistance Program (DRAP)

Program description
State program that expands access to construction and renovation financing for eligible California homeowners rebuilding after qualified disasters.
Maximum assistance
Varies by eligible loan and program terms
Repayment
Varies by program

Program categories

Organization

Important considerations

The program works through participating lenders and is designed for homeowners rebuilding after a qualified disaster. Eligibility, income limits, and lender terms apply.

Eligibility & program information

Rank Math Internal Links Processed
1
Status
Active
Additional Info

California allocated $100 million to the program in the 2026-27 State Budget. Lender enrollment opened in August 2026.

State
California
Coverage Type
State Wide
Resources
CalHFA Disaster Rebuilding Assistance Program Official Website,CalHFA DRAP Program Bulletin
Eligibility Requirements

Home must have been damaged or destroyed by a qualified disaster; borrower and property must meet DRAP requirements; financing must be obtained through an eligible participating lender; income and other program requirements apply.

Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 27, 2026.