CalHFA USDA

Housing Program

CalHFA USDA

Program description
Provides eligible low- and moderate-income homebuyers with a USDA-guaranteed 30-year fixed-rate mortgage for homes in eligible rural and suburban areas, with no required down payment and the option to combine with CalHFA assistance programs.
Maximum assistance
Up to 100% financing (no down payment required)
Repayment
Yes

Program categories

Organization

Important considerations

Eligible USDA areas only

Eligibility & program information

Status
Active
State
California
Coverage Type
State Wide
Resources
CALHFA Loan Assistance Official Website,CalHFA USDA Loan Program
Eligibility Requirements
Property must be located in a USDA-eligible rural or suburban area.,Occupy the property as a primary residence; non-occupant co-borrowers are not allowed.,Household income must not exceed the current USDA income limits for the county where the property is located
Rank Math Internal Links Processed
1
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 12, 2026.