CalHFA VA

Housing Program

CalHFA VA

Program description
Provides eligible veterans, active-duty service members, and certain surviving spouses with a 30-year fixed-rate VA-insured mortgage featuring competitive financing, no required down payment, and the ability to combine with CalHFA down payment and closing cost assistance programs.
Maximum assistance
Up to 100% financing (no down payment required)
Repayment
Yes

Program categories

Organization

Important considerations

Veterans
Active-duty military
Eligible surviving spouses

Eligibility & program information

Status
Active
State
California
Coverage Type
State Wide
Resources
CalHFA VA Loan Program
Eligibility Requirements
Occupy the property as a primary residence; non-occupant co-borrowers are not allowed.,Meet VA eligibility requirements and obtain a valid Certificate of Eligibility (COE).,CalHFA borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.
Rank Math Internal Links Processed
1
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 12, 2026.