California Dream For All Shared Appreciation Loan

Housing Program

California Dream For All Shared Appreciation Loan

Program description
Financial assistance for down payment and closing costs that is repaid later when the home is sold, transferred, or paid off.
Maximum assistance
up to 20% of pruchase price or appraised value with a max of $150,000 whichever is less
Repayment
Yes

Program categories

Organization

Important considerations

When the home is sold, transferred, refinanced, or paid off, homeowners must repay the loan plus a share of any increase in the home’s value.

Eligibility & program information

Status
Suspended
State
California
Coverage Type
State Wide
Resources
Homebuyer Education Course,CalHFA County Income Limits Dream For All
Eligibility Requirements
"One borrower must be a first-generation homebuyer.
One borrower must be current resident of California.
All borrowers must be first-time homebuyers.",CalHFA borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.,Combined household income must meet CalHFA Income Limits for the county you are purchasing in.
Rank Math Internal Links Processed
1
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 12, 2026.