UC Shared Appreciation Loan Program
Housing Program
UC Shared Appreciation Loan Program
Program description
Employer-based shared appreciation down payment and closing cost assistance for eligible UC Santa Cruz employees.
Maximum assistance
Up to $220,000 or 20% of purchase price or appraised value, whichever is less
Repayment
Yes
Program categories
Organization
Important considerations
Program is limited to eligible UC Santa Cruz employees who receive a program voucher. Shared appreciation and employment-related repayment terms apply.
Eligibility & program information
Rank Math Internal Links Processed
1
Status
Active
Additional Info
CalHFA began accepting reservations for the program on July 15, 2026.
State
California
Coverage Type
Multi County
Resources
CalHFA UC Shared Appreciation Loan Program Information,CalHFA Program Bulletin 2026-06
Eligibility Requirements
Must be an eligible UC Santa Cruz employee; must receive a program voucher from UC Santa Cruz; must meet CalHFA income limits; must use the UC Conventional first mortgage; borrowers may not have owned a primary residence within the eligible service area during the prior 12 months; citizenship or qualified alien requirements apply; additional program requirements may apply.
Official Information
Visit the official website(s) for current eligibility, program details, and information on how to apply.