CalPLUS Conventional+Access

Housing Program

CalPLUS Conventional+Access

Program description
Homebuyers receive a conventional mortgage and a separate 0% loan to help with down payment and closing costs.
Maximum assistance
up to 5.5% of loan amount
Repayment
Yes

Program categories

Organization

Eligibility & program information

Status
Active
State
California
Coverage Type
State Wide
Resources
CALHFA Loan Assistance Official Website,Homebuyer Education Course
Eligibility Requirements
Occupy the property as a primary residence; non-occupant co-borrowers are not allowed.,CalHFA borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.,"Meet CalHFA income limits for this program, each county is different, review official amounts

*In the case of conflicting guidelines, the lender must follow the more restrictive."
Rank Math Internal Links Processed
1
Official Information

Visit the official website(s) for current eligibility, program details, and information on how to apply.

Information last updated August 12, 2026.