Mortgage Credit Certificate (MCC)
Federal tax credit that helps eligible first-time homebuyers reduce their annual federal income taxes.
A single-family home is a house made for one family or household to live in.
It is a standalone house.
It sits on its own piece of land.
It has its own kitchen, bathrooms, and living spaces.
It is not divided into separate homes for other families.
Example: a typical house with front yard and backyard
Federal tax credit that helps eligible first-time homebuyers reduce their annual federal income taxes.
Down payment and closing cost assistance for low-income first-time homebuyers purchasing within the City of San Diego.