A single-family home is a house made for one family or household to live in.
It is a standalone house.
It sits on its own piece of land.
It has its own kitchen, bathrooms, and living spaces.
It is not divided into separate homes for other families.
Example: a typical house with front yard and backyard
Provides eligible veterans, active-duty service members, and certain surviving spouses with a 30-year fixed-rate VA-insured mortgage featuring competitive financing, no required down payment, and the ability to combine with CalHFA down payment and closing cost assistance programs.
Provides eligible low- and moderate-income homebuyers with a USDA-guaranteed 30-year fixed-rate mortgage for homes in eligible rural and suburban areas, with no required down payment and the option to combine with CalHFA assistance programs.
Conventional mortgage with a fixed 30-year interest rate and optional access to CalHFA assistance programs.
Homebuyers receive a conventional mortgage and a separate 0% loan to reduce upfront closing costs.
Homebuyers receive a conventional mortgage and a separate 0% loan to help with down payment and closing costs.
Financial assistance for down payment and closing costs that is repaid later when the home is sold, transferred, or paid off.
Financing program that helps homeowners pay for energy-efficient and water-saving home improvements through their property taxes.
Down payment and closing cost assistance program offering up to 5.5% in assistance for eligible California homebuyers.
Down payment and closing cost assistance program for eligible first-time, low-income homebuyers purchasing a home in the City of Los Angeles.
Down payment and closing cost assistance program for eligible first-time, moderate-income homebuyers purchasing a home in the City of Los Angeles.