UC Shared Appreciation Loan Program
Employer-based shared appreciation down payment and closing cost assistance for eligible UC Santa Cruz employees.
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HEART Mobile Home Loan Program (MHLP)
Low-cost loans of up to $100,000 for eligible San Mateo County residents replacing aging mobile homes in qualifying mobile home parks.
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Sunnyvale Home Improvement Program (HIP)
Loans and limited grants for lower-income Sunnyvale homeowners to make repairs, accessibility upgrades, energy-efficiency improvements, and other health and safety improvements.
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Orange County Mortgage Credit Certificate (MCC) Program
A federal tax credit program that helps eligible Orange County homebuyers reduce their federal income tax liability.
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Workforce Initiative Subsidy for Homeownership (WISH)
Matching grant for eligible first-time homebuyers through participating FHLBank San Francisco member institutions.
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Middle-Income Downpayment Assistance (MDPA)
Matching grant for eligible middle-income first-time homebuyers.
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Home$tart Program
Down payment and closing cost assistance through participating FHLBank San Francisco member institutions.
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CalAssist Mortgage Fund
Provides mortgage payment assistance to eligible California homeowners whose primary residence was severely damaged or destroyed by a qualified disaster. Assistance is paid directly to the mortgage servicer and does not have to be repaid.
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CalHFA Section 184 Indian Home Loan Guarantee Program
Provides affordable home financing for eligible members of federally recognized Native American and Alaska Native tribes purchasing or refinancing a home in California. The program offers competitive fixed-rate mortgages and can be combined with CalHFA down payment assistance programs.
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CalPLUS Conventional with ZIP
Provides a conventional fixed-rate first mortgage with the CalHFA Zero Interest Program (ZIP) to help eligible California homebuyers cover closing costs.