Search California housing grants, financing, and assistance programs by program name, assistance type, property type, county, city, organization, or keyword.
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Search by program name, assistance type, property type, county, city, organization, or keyword.
Search results for “mortgage assistance”
49 programs found.
Alameda County Reissued Mortgage Credit Certificate (RMCC) Program
A federal tax credit reissuance program for homeowners refinancing a home originally purchased with an Alameda County MCC.
View program →Auburn First Time Home Buyer Down Payment Assistance Program
Deferred zero-interest second-mortgage assistance for qualifying first-time homebuyers.
View program →Burbank-Glendale-Pasadena Regional Housing Trust CalHome Mortgage Assistance Program
Regional first-time homebuyer mortgage assistance program funded through a CalHome award to provide down payment assistance in Burbank, Glendale, and Pasadena.
View program →CalAssist Mortgage Fund
Provides mortgage payment assistance to eligible California homeowners whose primary residence was severely damaged or destroyed by a qualified disaster. Assistance is paid directly to the mortgage servicer and does not have to be repaid.
View program →CalHFA Conventional
Conventional mortgage with a fixed 30-year interest rate and optional access to CalHFA assistance programs.
View program →CalHFA Disaster Rebuilding Assistance Program (DRAP)
State program that expands access to construction and renovation financing for eligible California homeowners rebuilding after qualified disasters.
View program →CalHFA FHA
FHA Mortgage for fixed rate
View program →CalHFA MyHome Assistance Program
Deferred-payment junior loan that helps eligible first-time homebuyers cover down payment and closing costs when combined with a CalHFA first mortgage.
View program →CalHFA Section 184 Indian Home Loan Guarantee Program
Provides affordable home financing for eligible members of federally recognized Native American and Alaska Native tribes purchasing or refinancing a home in California. The program offers competitive fixed-rate mortgages and can be combined with CalHFA down payment assistance programs.
View program →CalHFA USDA
Provides eligible low- and moderate-income homebuyers with a USDA-guaranteed 30-year fixed-rate mortgage for homes in eligible rural and suburban areas, with no required down payment and the option to combine with CalHFA assistance programs.
View program →CalHFA VA
Provides eligible veterans, active-duty service members, and certain surviving spouses with a 30-year fixed-rate VA-insured mortgage featuring competitive financing, no required down payment, and the ability to combine with CalHFA down payment and closing cost assistance programs.
View program →California Dream For All Shared Appreciation Loan
Financial assistance for down payment and closing costs that is repaid later when the home is sold, transferred, or paid off.
View program →CalPLUS Conventional
Homebuyers receive a conventional mortgage and a separate 0% loan to reduce upfront closing costs.
View program →CalPLUS Conventional+Access
Homebuyers receive a conventional mortgage and a separate 0% loan to help with down payment and closing costs.
View program →CalPLUS FHA
FHA mortgage plus a 0% loan for closing costs.
View program →CalPLUS FHA+Access
FHA mortgage with down payment and closing cost assistance through a separate 0% interest loan.
View program →City Of Chula Vista
Down payment assistance for eligible low-income first-time homebuyers purchasing a home in the City of Chula Vista.
View program →City of Chula Vista First-Time Homebuyer Program
A deferred-payment loan program providing up to $120,000 for eligible low-income first-time homebuyers in Chula Vista.
View program →City of El Cajon
Down payment assistance for eligible low-income first-time homebuyers purchasing a home in the City of El Cajon
View program →City of Fresno Mortgage Assistance Program (MAP)
A forgivable mortgage assistance program helping low-income first-time homebuyers purchase a home in Fresno.
View program →City of Oakland CalHome Program
Oakland first-time homebuyer gap financing program with deferred loans up to $200,000.
View program →City of Pomona First-Time Homebuyer Program
A deferred second-mortgage program providing up to $100,000 to help eligible first-time homebuyers purchase a home in Pomona.
View program →City of San Diego Low-Income First-Time Homebuyer Program
A deferred-payment loan and grant program for eligible low-income first-time homebuyers purchasing within the City of San Diego.
View program →Empower Homebuyers – Santa Clara County
A Santa Clara County down payment assistance program for eligible low- and moderate-income first-time homebuyers.
View program →First Home Emeryville Down Payment Assistance Program
Up to $200,000 in down payment and closing cost assistance for eligible first-time homebuyers purchasing a home in Emeryville.
View program →GSFA Platinum Program
Down payment and closing cost assistance program offering up to 5.5% in assistance for eligible California homebuyers.
View program →HEART First Time Buyer Program
Down payment assistance loan program designed to help eligible San Mateo County homebuyers purchase a home with a 5% down payment and no PMI.
View program →Lancaster First Time Home Buyer Program
Zero-interest deferred second mortgage assistance for eligible low-income Lancaster homebuyers.
View program →Los Angeles County Home Ownership Program (HOP120)
A Los Angeles County homebuyer assistance program for eligible moderate-income first-time homebuyers.
View program →Los Angeles County Home Ownership Program (HOP80)
A Los Angeles County down payment and closing cost assistance program for eligible low-income first-time homebuyers.
View program →Napa County Proximity Housing Homebuyer Assistance Program
Down payment assistance for eligible Napa County workers purchasing a home near their place of work.
View program →Orange County Mortgage Assistance Program (MAP)
Deferred-payment loan assisting eligible first-time homebuyers purchasing homes in participating Orange County jurisdictions.
View program →Paradise Owner-Occupied Housing Rehabilitation Program
Deferred low-interest loans for health, safety, accessibility, rehabilitation, and reconstruction work in Paradise.
View program →Placer County First-Time Homebuyer Loan Program
Flexible second mortgages for eligible first-time buyers purchasing in unincorporated Placer County.
View program →Pleasanton Down Payment Assistance Loan Program (PDALP)
Up to $100,000 in down payment assistance for eligible first-time homebuyers purchasing in Pleasanton.
View program →ReCoverCA Homebuyer Assistance (DR-HBA) Program
Forgivable homeownership assistance for eligible low- and moderate-income households impacted by qualifying 2018 and 2020 California disasters.
View program →Riverside County HOME First-Time Home Buyer Down Payment Assistance Program
A Riverside County silent second mortgage program providing down payment assistance to eligible lower-income first-time homebuyers.
View program →Riverside County PLHA First-Time Home Buyer Down Payment Assistance Program
A Riverside County down payment assistance program for eligible moderate-income first-time homebuyers.
View program →Sacramento CalHome First-Time Homebuyer Mortgage Assistance Program
Down payment and mortgage assistance for low-income first-time buyers purchasing in eligible Sacramento areas.
View program →Sacramento Mortgage Credit Certificate (MCC) Program
Federal income tax credit assistance for eligible Sacramento County first-time homebuyers.
View program →Sacramento PLHA First-Time Homebuyer Mortgage Assistance Program
Down payment and mortgage assistance for low-income first-time homebuyers in the City and County of Sacramento.
View program →San Bernardino County Homeownership Assistance Program
A Housing Authority program providing eligible participant families with mortgage assistance to transition from rental assistance to homeownership.
View program →San Diego Affordable For-Sale Housing Program
A program helping eligible first-time homebuyers purchase deed-restricted homes below market value in San Diego.
View program →San Diego County Low-Income First-Time Homebuyer Down Payment and Closing Cost Assistance Program
A deferred-payment loan program providing down payment and closing cost assistance to eligible low-income first-time homebuyers in unincorporated San Diego County and participating cities.
View program →San Diego County Moderate-Income First-Time Homebuyer Program
A deferred-payment down payment assistance program for eligible moderate-income first-time homebuyers in participating areas of San Diego County.
View program →Santa Clara County Manufactured Home Purchase Program
Zero-interest deferred mortgage assistance for eligible low-income households buying a manufactured home in Santa Clara County.
View program →Sunnyvale First-Time Home Buyer Loan Program
Second mortgage loan of up to $50,000 for eligible lower- and moderate-income first-time homebuyers in Sunnyvale.
View program →UC Shared Appreciation Loan Program
Employer-based shared appreciation down payment and closing cost assistance for eligible UC Santa Cruz employees.
View program →Upland First Time Home Buyer Program
Down payment assistance for eligible first-time homebuyers purchasing in Upland.
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